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About POP: Pay, Earn & Shop
POP: Pay, Earn & Shop is a unified payments and rewards app that transforms how you handle money in India. Combine instant UPI transfers, shopping discounts, and credit card rewards in a single platform trusted by over 1 crore users.
Instant UPI payments with built-in rewards form the core of this app. Send and receive money to friends, family, or merchants in seconds with industry-grade security and zero lag. Every UPI transfer earns you 2% POPcoins—whether you're paying at local stores or digital platforms. Track all transactions and rewards in real time, and watch your coin balance grow with each payment you make. These coins aren't locked away; you can redeem them immediately across the POPshop network or convert them to cashback at a rate of 10 POPcoins equals ₹1.
POPshop turns your earned coins into tangible savings on everyday purchases. Access exclusive discounts and vouchers from 500+ brands including Snitch, Puma, boAt, NOISE, Foxtale, and Portronics, with savings reaching up to 80% off. You can also redeem POPcoins for gift vouchers from popular platforms like Zomato, Amazon, Swiggy, Myntra, Uber, Ola, and Zepto. Daily deals and curated offers under ₹999, ₹499, and ₹99 make smart shopping easier, while your first order qualifies for zero-cost delivery.
The YES BANK POPclub Credit Card—exclusively available to app users—supercharges your rewards. This lifetime-free RuPay card earns 5% back in POPcoins on every online purchase, includes ₹5,000 in joining benefits, and carries no annual or joining fees. Manage your card directly within the app and receive instant alerts on credit card offers.
Beyond core payments, this app rewards loyalty through referrals (earn ₹25 plus 100 POPcoins per successful referral), daily reward credits, and a dedicated rewards wallet. Cover all your spending—from groceries and bills to travel and online shopping—while accumulating coins on every transaction.
Download POP: Pay, Earn & Shop today and start earning on money you'd spend anyway. Build your rewards, unlock deeper discounts, and experience payments designed to benefit you.
Pros & Cons
Pros
- Earn 2% POPcoins on every UPI transfer automatically
- Access exclusive discounts up to 80% off from 500+ brands
- YES BANK credit card with 5% cashback, no annual fees
- Redeem coins immediately for gift vouchers or cashback
Cons
- Requires account creation and KYC verification before making payments
- Coin redemption rate is fixed at 10 coins per ₹1 rupee
- Limited to India; not usable for international payments or transfers
- Referral rewards only credited upon successful sign-up by referred friend
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